Legal/Licenses

Austrich, Inc., (www.fasterlending.com), is a Nevada Corporation. Austrich, Inc., is not a lender, does not make mortgage loans or any type of loans of any kind, nor does it issue any commitments, lock-in agreements, etc. However, by completing the online application found on this site - a mortgage broker/lender that is licensed in your state will quickly contact you. Conditional loan approvals, in some cases, can be made within 72 hours (3 business days) of your submitted application.

Austrich, Inc. is a mortgage marketing firm that forwards the information that you submit on the Web site - or by any other means - to an independent mortgage broker/lender of our choice that offers many if not all the programs listed on the site. Austrich, Inc. is neither an agent of the consumer, or of any bank or lender, or loan broker (except California), all hereby referred to as "lenders." We act as an independent contractor, independent consultant, counselor, and administrator only. We urge you, the consumer, to always seek another opinion or recommendation before making a loan decision - whether it is through us or another firm. We offer the following services: 1) Make pre-qualification forms available to you on the Internet, fax, US mail, or other means. 2) Transmit your completed pre-qualification to Lenders. 3) Offer you access to general education information concerning home financing, including text pages, calculators, etc. 4) Provide you a dedicated Web site and password protected user identification so that you can keep track of the progress of your loan. The qualification form you submit is NOT AN APPLICATION FOR CREDIT. Rather, it is a request for a loan pre-qualification. You may have to complete an application with a lender before they will extend an unconditional loan offer.

Austrich, Inc., though we may assist you in meeting your financial needs by providing you information, we cannot guarantee - through the lenders - who will contact you, the lowest rates or the best terms available on the marketplace. We, nor the lenders who will contact you present all the products or options that the consumer may have in the market place as well. Certain loan products may impose a pre-payment penalty. You will be notified of such items in writing by the lender, once you have decided which loan product is best for you. The lender is ultimately responsible for such action, and it will be disclosed at time of issuance of the lender. Reliance on information, recommendations, and/or opinions stated in the Web site, or made verbally on the phone, is at the sole risk of the readers and users of this Web site. No representation is made or is to be implied as to the accuracy thereof, and all information submitted is subject to errors, omissions, rate change, acceptance conditions, or withdrawal without notice.

Most California real estate loans generated through this web-site, www.fasterlending.com, will be processed through Metro Mortgage, 1333 Camino Del Rio South, Suite 300, San Diego, CA 92108. Alex Kybal, Broker, DRE License #01388382.

BEFORE SUBMITTING YOUR APPLICATION PLEASE E-MAIL US THE STATE WHERE YOU RESIDE IN. ONLY AFTER YOU HAVE RECEIVED AN E-MAIL CONFIRMATION SHOULD YOU SUBMIT YOUR APPLICATION ON-LINE.